· THE SPLIT

You do the trusting.

We do the bookkeeping.

· YOU

· KINPAY

You move the money.

We don't hold funds.

You choose who.

We don't match strangers.

You set the rate.

We don't lend money.

You set the schedule.

We don't charge interest.

KinPay is a record, not a rail. The money moves the way it always has, through your bank, your mobile-money app, your hand. We just make the agreement around it visible.